Insurance - whats your excess??

[Grantcos]

My insurance is due for renewal, i've just turned 25, got 5 years ncb, driving for 8 years, clean licence, never had a claim etc.
I'm getting quotes that i'm happy enough with £440 from aviva but everybodys excess is so steep, aviva want £700 as do most others, rac want £850, Whats going on....????? And it makes no difference changing the volentry amount.

[Grantcos]

Sorted, went with a company i'm with, with another car. £338 and £300 excess happy days

[Ben Purnell]

Good price that Grant, decided to keep the old girl then? Hope she is running nice and sweet still

Couldn't tell you want my excess is off the top of my head

[Grantcos]

Cheers ben, I cant remember what it was last year but was no where near those prices
Yeah I decided to get a tvr in spring instead it would drive me mad having one sitting in the garage and not getting to drive it.

[warrenpenalver]

are insurance companys going bust these days?? with excesses like that they really are trying to discourage any claims Id imagine a lot of youths with crap cars will have excesses higher than thier cars value

[Ben Purnell]

Cheers ben, I cant remember what it was last year but was no where near those prices
Yeah I decided to get a tvr in spring instead it would drive me mad having one sitting in the garage and not getting to drive it.

yeah I'm sure mine is very reasonable as that is one thing I always try to get down as much as possible
Good man I think you should keep the escos, and know what you mean its hard enough leaving the escos in the garage let alone keeping a car in their that you haven't driven

[FletchCossie]

My excess on the Escort is £450 and the actual policy is £550. Im 29, 5 years no claims and she lives in a garage

[Grantcos]

are insurance companys going bust these days?? with excesses like that they really are trying to discourage any claims Id imagine a lot of youths with crap cars will have excesses higher than thier cars value

I was really disgusted by the excess that are being loaded on, there wasent one on moneysupermarket etc below £500. My insurance renewal went UP with elephant, thats customer care for you, I've turned the magic 25, another years driving experiance, another years no claims, another year owning the same car and they rewarded me by wanting £750 or so, I promptly phoned them and said i would not be renewing with them!

yeah I'm sure mine is very reasonable as that is one thing I always try to get down as much as possible
Good man I think you should keep the escos, and know what you mean its hard enough leaving the escos in the garage let alone keeping a car in their that you haven't driven

Yeah its annoying having the escos in the garage aswell but its not a new toy so not so bad.

My excess on the Escort is £450 and the actual policy is £550. Im 29, 5 years no claims and she lives in a garage

Mines garaged as well, in a dammed secure one at that, keep asking insurance companys if I get extra discount for all the garage security / premises but they wont give extra discount for that